Notices
The Basement Non-Honda/Acura discussion. Content should be tasteful and "primetime" safe.

explain to me the difference between a personal check and cashiers check

Thread Tools
 
Old 10-05-2006 | 10:10 PM
  #11  
Nightshade's Avatar
Nightshade
un-Touch'd krew
 
Joined: May 2001
Posts: 51,774
Likes: 1
From: My own level of hell
Default

Originally Posted by Team Tyco Hatch
cashier's check ftw

guarnatee no fraud
You wish those things are forged all the time.

Buy a $150 CC then modify it to read $1500 or some variant and poof gone with the goods all day long.

Cash talks and the rest walks.
__________________
"I'll keep my money, guns and freedom. You can keep the "Change."
Old 10-05-2006 | 10:10 PM
  #12  
b00gers's Avatar
b00gers
 
Joined: Jun 2001
Posts: 58,578
Likes: 0
From: oakland, ca
Default

I sold something to a guy online for $140. He sent me a personal check. I live in Cali, he is in Texas. How long should I wait so that I am SURE that his check wont bounce? I called his bank today and verified that funds are there.
__________________
.
Old 10-05-2006 | 10:10 PM
  #13  
reech-around's Avatar
reech-around
RIP Woong.
 
Joined: May 2000
Posts: 17,284
Likes: 0
From: san jose, ca
Default

Originally Posted by Grifter
does that mean you would never consider check?

and thanks, bitch hfawk:
yes because there are such things as fake cashiers checks. bitch
__________________
.
Old 10-05-2006 | 10:11 PM
  #14  
reech-around's Avatar
reech-around
RIP Woong.
 
Joined: May 2000
Posts: 17,284
Likes: 0
From: san jose, ca
Default

Originally Posted by Nightshade
You wish those things are forged all the time.

Buy a $150 CC then modify it to read $1500 or some variant and poof gone with the goods all day long.

Cash talks and the rest walks.
yup. plus it's a small amount.

or if the buyer insists on a cashier's check, go with him to his bank while they cut it.
__________________
.
Old 10-05-2006 | 10:14 PM
  #15  
RB's Avatar
RB
snitches get stitches
 
Joined: May 2002
Posts: 49,696
Likes: 1
From: Portland, OR
Default

Originally Posted by Nightshade
You wish those things are forged all the time.

Buy a $150 CC then modify it to read $1500 or some variant and poof gone with the goods all day long.

Cash talks and the rest walks.


Newer cashier's checks are issued in a manner that makes them extremely hard to forge. Inks to prevent washout, patterns in void areas, etc...I mean its doable, but much more difficult than "adding an extra 0".
Old 10-05-2006 | 10:18 PM
  #16  
Nightshade's Avatar
Nightshade
un-Touch'd krew
 
Joined: May 2001
Posts: 51,774
Likes: 1
From: My own level of hell
Default

Originally Posted by RB
Newer cashier's checks are issued in a manner that makes them extremely hard to forge. Inks to prevent washout, patterns in void areas, etc...I mean its doable, but much more difficult than "adding an extra 0".
Yes I know this and you know this but proof has been given many times over that if it takes a thief a month to forge a dozen cashiers checks of various amounts than it is worth it to them. Then all they do is find items at or near that amount they can haggle to the amount the check is forged to and some unsuspecting person takes the hit.

Again cash and carry or go to the bank with that person while the check is drawn with you watching the entire transaction.
__________________
"I'll keep my money, guns and freedom. You can keep the "Change."
Old 10-06-2006 | 03:44 AM
  #17  
THEOLDMAN's Avatar
THEOLDMAN
Checking it twice
 
Joined: May 2002
Posts: 13,539
Likes: 0
From: Twixt Hell/Ann Arbor MI
Default

Cashiers check is like a money order...You pay the amount of the check up front for the cashier's check, unlike a personal check that can be written for any amount and be returned for insufficient funds.
__________________
Life is not a journey to the grave with the intention of arriving safely in a pretty and well preserved body, but rather to skid in broadside, thoroughly used up, totally worn out, and loudly proclaiming ...."WOW! What a ride!!!!!"

LUNCH with THEOLDMAN...On a break for now...
Old 10-06-2006 | 04:34 AM
  #18  
shirley's Avatar
shirley
CBOTY 2010
 
Joined: Nov 2004
Posts: 34,786
Likes: 0
From: MI
Default

Originally Posted by Grifter
when i draw a contract/bill of sale should i notarize it?

i wouldnt worry about notarizing it just be sure to have both parties signatures, as well as dates and terms of sale....ohh and make sure to put sold as is

ive been there when its bit people in the ass not having ith:
Old 10-06-2006 | 07:27 AM
  #19  
skabone69's Avatar
skabone69
Senior Member
 
Joined: Jun 2002
Posts: 8,320
Likes: 0
From: Mesa, AZ
Default

cash would be the best option.

like everyone said either go to the bank, or go to the post office to get a money order.
Old 10-06-2006 | 07:31 AM
  #20  
HawtPants's Avatar
HawtPants
the one and only
 
Joined: Dec 2000
Posts: 15,571
Likes: 0
From: Govenator Territory
Default

cashiers check is guaranteed. they can only be written if there is enough money and the money is debited right when the check is created.

as for me i would go with the person to the bank and get the check there. don't get pwned by a fake cashiers check :loco:



All times are GMT -8. The time now is 06:34 AM.