What policy do you have Andy? I also have State Farm, and I have no deductable for either fixing a chip or replacing the windshield.

 

Sorry, I don't know the specifics on my policy. I have a '98 EX with full coverage (pretty much everything you can get) and a '92 CX hatch with liability, glass, theft and fire insurance (no collision). For the '98 and my parents cars (same policies) it's $20 for chip repair and $100 for a new windshield. My mother Jeep actually got a chip about the same time mine did and she went through the insurance and paid the $20 deductable to have it fixed. They sent a local glass repair guy to our house to fix her chip and when the guy finished hers and I gave him $20 to just fix mine too (he just pocketed it).

Call your State Farm agent and ask about your policy and find out how much it would cost to add glass coverage. For my hatch I was paying around $240 for 6 months of just liability. I added the glass, theft, and fire for about $30 more per 6 months. Not bad for a car that run 14 seconds. Seeya.